Charitable Giving

Charitable giving using life insurance allows you to lower taxes, increase charitable giving, and create a lasting impact

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Maximize your charitable tax deductions and create a lasting legacy

Charitable giving and the tax deductibility is becoming more and more complex. I can show you how to maximize your charitable dollars while increasing your tax deductions, including how to work with a donor advised fund.

Key Benefits

  • Reduce estate size
  • Lower income and capital gains taxes
  • Leverage your existing gifts
  • Create a legacy

Our work process

Consult
Schedule a video or phone call to discuss your specific needs
Design
I will design a tailored plan to solve your insurance or annuity needs
Implement
Wirt Consulting will handle the application and underwriting process seamlessly

Ways to use life insurance in charitable giving

There are numerous ways to enable tax savings by leveraging your life insurance policy into a charitable gift strategy. These are a few of the common ways to combine life insurance and charitable giving:

  1. Naming a charity as a beneficiary
  2. Donating an existing policy
  3. Purchasing a new policy
  4. Charitable Remainder Trust (CRT)
  5. Gift paid up policies
  6. Charitable Lead Trust(CLT)

When it comes to charitable giving, life insurance is a powerful tool that many times goes underutilized. Life insurance death proceeds can create legacies and provide lasting benefits for generations after a donor has passed away. Whether it is with an existing policy, or one that is purchased to give to charity, I can help you harness the power of life insurance and create a transformative plan for your philanthropic endeavors.

 

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